Product Offerings

Product Offerings

Home loans come in many shapes and sizes. Deciding which loan makes the most sense for your financial situation and goals means understanding the benefits of each. Click on the road below that best suites your next destination. You will be able to explore some of the products that journey Home Loans can offer.

First Time home buyer

  • 100% Financing/ 0 down payment available to qualified transactions
  • 580+ FICO score
  • Low Down Payment options
  • Programs for borrowers with Student Loan Debt
  • Conventional, FHA, VA, USDA options available

Vacation Home Buyer

  • Programs with 10% down payment
  • No Mortgage Insurance options available
  • Doctor and Attorney programs available

Investor

  • Fix and Flip short term loans
  • Buy and Hold loans
  • First Time Investor Program
  • Portfolio Investor Discounts

Buying Again

  • Home Equity Loans
  • Home Equity Lines of Credit
  • Bridge Loans
  • Rehab loans
  • New Construction Loans
  • Construction to Permanent financing available

Refinancing

  • Cash Out Refinancing
  • NO Credit Score required – Rate and Term Refinancing
  • Debt Consolidation Refinance
  • Home Renovation Loans